National Terms of Service

Effective Date: November 1, 2025

Applies to: MedBlue National Plan - Available in All 50 States & Puerto Rico

Welcome to MedBlue! Please read these Terms of Service carefully, as they form a legally binding agreement between you and MedBlue, LLC ("MedBlue," "we," "us," or "our"). By using our website, mobile applications, member portal, or by enrolling in the MedBlue National Plan (the "Plan"), you agree to these Terms of Service and our Privacy Policy.

1. Acceptance of Terms

By using the Site or enrolling in the MedBlue National Plan, you acknowledge that:

If you do not agree, discontinue use immediately.

2. Eligibility

The MedBlue National Plan is available ONLY to adults age 18 or older.
You may not enroll in or use the Plan if:

You must be able to enter into a legally binding contract.

3. About the MedBlue National Plan

MedBlue offers one plan only:

Available in all 50 states and Puerto Rico.

The MedBlue National Plan is a discount membership program - NOT insurance.

MedBlue does not:

The National Plan Includes:

A. Virtual Care Benefits

Delivered by independent third-party providers:

MedBlue is not the medical provider and does not deliver clinical services.

B. In-Person Dental Discounts

Members receive discounted rates at participating in-network dentists only.
There are no in-person medical visit discounts of any kind-only dental.

C. Pharmacy Discounts

Members may receive pharmacy savings through participating pharmacy discount networks.
Savings vary by pharmacy, medication, and geography.
MedBlue does not guarantee specific savings amounts.

D. Hospital & Medical Bill Negotiation (Bills > $300)

If a member receives a medical or hospital bill totaling over $300, MedBlue may assist in
negotiating a lower cash settlement with that provider.

MedBlue:

Negotiation is a courtesy service included in the National Plan.

4. Three-Day Waiting Period

All MedBlue National Plan memberships are subject to a three-day waiting period after
enrollment before benefits may be used.
Members may not access virtual care, dental discounts, pharmacy savings, or bill negotiation
services until the waiting period has been satisfied.

5. MedBlue Is NOT Insurance

The National Plan:

Members remain responsible for all financial obligations to providers.

6. MedBlue Discount Program Terms (Dental + Pharmacy Only)

6.1 Dental Discounts

Dental discounts apply only when visiting a participating, in-network dentist.
Out-of-network dentists do not provide discounts.

6.2 Pharmacy Discounts

Provided through third-party pharmacy discount networks. Actual savings vary.

6.3 No Lab, Imaging, or Diagnostic Discounts

MedBlue provides no discounts on:

X-rays performed by a dentist are included only if part of the dentist's discounted fee schedule.

6.4 Payment at Time of Service

Members must pay the full discounted fee at the time dental or pharmacy services are rendered.
MedBlue does not pay any portion of member bills.

6.5 Savings Variation

Savings typically range 20%-50% depending on the dentist, location, and procedure.

6.6 Cancellation Policy (30-Day Guarantee)

Members may cancel within 30 days for a full refund minus applicable processing fees, provided:

6.7 No Stacking Discounts

Members may not combine MedBlue discounts with:

Only one discount program may apply per service.

7. No Medical or Dental Advice

MedBlue does not provide:

All clinical services are performed by independent providers.
In an emergency, call 911.

8. No Provider-Patient Relationship

Using MedBlue does not create a provider-patient relationship.
Providers are independent.
MedBlue does not guarantee provider:

9. Authorization & Acknowledgement

By using MedBlue, you acknowledge:

10. Registration & Security

You agree to:

11. Personal Information

Your use of the Site constitutes agreement with our Privacy Policy, including how we use and share your personal and health-related data.

12. User Responsibilities

You agree not to:

13. Editorial Control

MedBlue does not guarantee the accuracy of provider data or user-submitted information.
Information may change without notice.

14. No Spam

Using MedBlue to collect emails or send unsolicited messages is prohibited.

15. Content You Post

You grant MedBlue a perpetual, royalty-free license to use and display any content you submit.
You may not post unlawful, threatening, obscene, or copyrighted material without permission.

16. Intellectual Property

All content on the Site is owned by MedBlue or its licensors
and may be used only for personal,
non-commercial purposes.

17. Disclaimer of Warranties

The Site and Services are provided "AS IS", without warranties of any kind.
MedBlue does not guarantee:

18. Limitation of Liability

To the maximum extent allowed by law:

19. Termination

MedBlue may suspend or terminate membership at any time for:

Certain provisions survive termination.

20. Indemnification

You agree to indemnify and hold MedBlue harmless from claims arising from:

21. Electronic Contracting

Your use of the Site constitutes your electronic signature.

22. Copyright

DMCA notices should be sent to:

23. Entire Agreement

These Terms and the Privacy Policy form the full agreement between you and MedBlue.

24. Governing Law & Arbitration

These Terms are governed by Florida law.
All disputes must be resolved through binding arbitration in Miami-Dade County.
Class Action Waiver:
You agree NOT to participate in:

All claims must be filed individually.

25. Assignment

MedBlue may assign these Terms freely.
You may not assign your rights without our written permission.

26. Contact

For questions or support: